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Information Center

Select a topic below for detailed information:

General Information

ABA Routing Number
Account Disclosure - Consumer (PDF)
Account Disclosure - Business (PDF)
Account Dislcosure Admendment (12/10/09) - Your Availability to Withdraw Funds
American Express Products Offered
Change of Address Information (PDF)
Daily Computation Method

New Information About the Sale of Checks
Requesting a Wire Transfer
Schedule of Fees - Consumer (PDF)
Schedule of Fees - Business (PDF)
Visa Check Card Agreement - Consumer (PDF)
Visa Check Card Agreement - Business (PDF)

FDIC Information

Electronic Deposit Insurance Estimator
Insuring Your Deposits - English Version (PDF)
Insuring Your Deposits - Spanish Version (PDF)

Your Insured Deposits - English Version
Your Insured Deposits - Spanish Version


ViewPoint Bank's ABA/Routing Number

ViewPoint Bank's ABA/Routing Number is 311987773. This number is also located on the bottom of your checks in the left hand corner.

American Express Products Offered

We now offer American Express Traveler Cheques, TravelFunds Cards, and Gift Cards.


American Express®  Traveler's Cheques

Relaxing vacations begin with American Express®. Carry American Express Travelers Cheques, and you can rest easy about your passport and credit cards, too. If they're ever lost or stolen, free passport and credit card replacement assistance will provide the help you need to replace them from virtually anywhere.* Simply call on of the toll-free numbers accompanying your Cheques for assistance.

Need help while traveling? Get 24/7 service support. Travelers Cheques are backed by exceptional American Express Customer Service - virtually anywhere in the world.

*Proof of Travelers Cheques purchase may be required. Credit Card Replacement Assistance is for major bank-issued credit cards only (not retail store, gasoline, calling cards, etc.). Free replacement assistance does not include fees for issuing replacement passports or credit cards. For complete terms, visit americanexpress.com or call 1-800-221-7282.


American Express® Gift Cheques and Gift Cards

Instead of one place, they're good all over the place. If you are looking for the perfect gift, look no further than American Express Gift Cards and Gift Cheques. From sushi to sporting goods to suede jackets, you can be sure they'll get exactly what they want, every time. It's the perfect gift for holidays, birthdays, weddings, and also to say thank you. And unlike store gift cards or gift certificates, American Express Gift Cards and Gift Cheques are good over a million different places.

  • Cheques and Card funds never expire*
  • Available in a variety of prepaid amounts
  • If lost or stolen, the balance can be refunded or replaced***

Terms and Conditions are applied to Gift Cards and Gift Cheques. Card and Cheque fees and certain restrictions apply. Gift Cheque is good in the U.S. and Gift Card is good in the U.S. where American Express Cards are accepted.

*If funds on the Gift Card have not been depleted by the valid thru date on the Card, the remaining funds can be refunded/replaced.

**Card replacement fee may apply. For complete Terms and Conditions, visit www.americanexpress.com


American Express® Gift Cheques and Gift Card Pricing

American Express Traveler's Cheques: 1.50% of total purchase
American Express Gift Check: $2.50 per check
American Express Gift Card: $3.95 per card

(Must be at least 13 years of age to purchase)

Daily Balance Computation Method

Effective March 1, 2006 Interest is calculated by the daily balance method which applies a daily periodic rate to the principal in the account each day.

Notice of Handling Complaints Regarding Sale of Checks

ViewPoint Bank engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. After first contacting MoneyGram Payment Systems, Inc., if you still have an unresolved complaint regarding the company's money transmission or currency exchange activity; please direct your complaint to the Texas Department of Banking:

 

In Person or U.S. Mail:

Texas Department of Banking
2601 North Lamar Boulevard, Suite 300
Austin, TX 75705-4294

Telephone Number: 1-877-276-5554 (toll-free)

Fax Number: 1-512-475-1313

Email Address: consumer.complaints@banking.state.tx.us

Website Address: www.banking.state.tx.us

 

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