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Rates - New & Used Vehicle

Rates and terms are effective as of 04/18/2014 and subject to change without notice.
 

All loan rates quoted are Annual Percentage Rates. Actual APRs may vary and subject to change based on individual credit, term, collateral, and loan amount. Other rates and terms may be available. Advertised rate includes a .50% rate discount when automatically debited from a ViewPoint Bank account.

Payment example:  $20,000 installment loan for 60 months @ 7.39 % = $399.76/month

 

New and Used Automobiles and Trucks

Annual Percentage Rates (APR) As Low As

 

Loan TypeRates As Low AsTerm
Fixed Rate - Any Amount (up to 100% of purchase price, MSRP or NADA Retail Value)4.00% APR12 to 36 Months
Fixed Rate - Any Amount (up to 100% of purchase price, MSRP or NADA Retail Value)4.00% APR37 to 48 Months
Fixed Rate - Any Amount (up to 100% of purchase price, MSRP or NADA Retail Value)4.00% APR49 to 60 Months
Fixed Rate - Any Amount (up to 100% of purchase price, MSRP or NADA Retail Value)4.00% APR61 to 66 Months
Fixed Rate - Any Amount (up to 100% of purchase price, MSRP or NADA Retail Value)4.00% APR67 to 72 Months

Ready to apply? Click here.

 

 

 

 

New or Used Recreational Vehicles (Motor Home & Travel Trailer) –
Models 2008 and newer

Annual Percentage Rates (APR) As Low As

 

Loan TypeNew Purchase Rate As Low AsTerm
Fixed Rate - Any Amount6.99% APRup to 60 Months
Fixed Rate - $10,001 - $50,0007.49% APR61 to 120 Months
Fixed Rate - Over $50,0017.99% APR61 to 180 Months


 

New or Used Boats – Models 2008 and newer

Annual Percentage Rates (APR) As Low As


Loan TypeNew Purchase Rate As Low AsTerm
Fixed Rate - Any Amount6.99% APRup to 60 Months
Fixed Rate - $10,001 to $50,0007.49% APR61 to 120 Months
Fixed Rate - Over $50,0017.99% APR61 to 180 Months


 

New or Used Motorcycle, Jet Ski & ATV - Models 2008 and newer

Annual Percentage Rates (APR) As Low As

 

Loan TypeNew Purchase Rate As Low AsTerm
Fixed Rate - Any Amount - NEW7.49% APRup to 60 Months
Fixed Rate - Any Amount -USED7.99% APR12 to 48 Months

Ready to apply? Click here.

 

 

 

 

 

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