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Rates - New & Used Vehicle
Rates are effective as of 10/01/2009
All loan rates quoted are Annual Percentage Rates. All rates and terms subject to change without notice. All loans subject to normal credit standards.
Repayment terms - An example of a typical repayment schedule would be 60 monthly payments at 8.50% APR for $20.53 per $1000.00 borrowed.
Other type loans also available - call our 24 hour LoanLine at 972-578-5000 for rates and terms.
New and Used Automobiles and Trucks
Annual Percentage Rates (APR) - As Low As
Actual APRs may vary and are subject to change based on individual credit, term, and collateral.
| Loan Type | New Purchase Rate As Low As | Term |
| Equity Fixed Rate - Less than 90% MSRP (New) or NA | 5.69% | Up to 60 Months |
| Fixed Rate - (up to 100% of purchase price, MSRP or NADA Retail Value) | 5.79% | 12 to 36 Months |
| Fixed Rate - (up to 100% of purchase price, MSRP or NADA Retail Value) | 5.89% | 37 to 48 Months |
| Fixed Rate - (up to 100% of purchase price, MSRP or NADA Retail Value) | 5.99% | 49 to 60 Months |
| Longer terms available. Actual rate depends on credit, term, and collateral. |
| Auto Terms | |
| 2004 - 2005 up to 48 months max terms 2006 - 2008 up to 66 months max terms 2009 up to 72 months max term - amount financed over $20,000  |
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New or Used Recreational Vehicles (Motor Home & Travel Trailer) -
Models 2004 and newer
Annual Percentage Rates (APR) - As Low As
Actual APRs may vary and are subject to change based on individual credit, term, and collateral.
| Loan Type | New Purchase Rate As Low As | Term |
| Any Amount - up to 60 months | 7.49% | 12 to 60 Months |
| $10,001 - $50,000 - up to 120 months | 7.99% | 61 to 120 Months |
| Over $50,000 - up to 180 months | 8.49% | 61 to 180 Months |
New or Used Boats - Models 2004 and newer
Annual Percentage Rates (APR) - As Low As
Actual APRs may vary and are subject to change based on individual credit, term, and collateral.
| Loan Type | New Purchase Rate As Low As | Term |
| Any Amount - up to 60 Months | 7.49% | 12 to 60 Months |
| $10,001 to $50,000 - up to 120 Months | 7.99% | 61 to 120 Months |
| Over $50,001 - up to 180 Months | 8.49% | 61 to 180 Months |
New or Used Motorcycle, Jet Ski & ATV - Models 2004 and newer
Annual Percentage Rates (APR) - As Low As
Actual APRs may vary and are subject to change based on individual credit, term, and collateral.
| Loan Type | New Purchase Rate As Low As | Term |
| NEW | 7.99% | 12 to 60 Months |
| USED | 8.49% | 12 to 48 Months |