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Rates - New & Used Vehicle
Rates and terms effective as of 02/03/2012
All loan rates quoted are Annual Percentage Rates. All rates and terms subject to change without notice. All loans subject to normal credit standards.
Repayment terms - An example of a typical repayment schedule would be 60 monthly payments at 8.50% APR for $20.53 per $1,000.00 borrowed.
Other type loans also available—call our 24-hour Loan Line at 972-578-LOAN for rates and terms.
New and Used Automobiles and Trucks
Annual Percentage Rates (APR) - As Low As
Actual APRs may vary and are subject to change based on individual credit, term, and collateral.
| Loan Type | Rates As Low As | Term |
| Fixed Rate - (up to 100% of purchase price, MSRP or NADA Retail Value) | 3.50%* | 12 to 36 Months |
| Fixed Rate - (up to 100% of purchase price, MSRP or NADA Retail Value) | 3.50%* | 37 to 48 Months |
| Fixed Rate - (up to 100% of purchase price, MSRP or NADA Retail Value) | 3.50%* | 49 to 60 Months |
| Longer terms available. Actual rate depends on credit, term, and collateral. |
| Auto Terms | |
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*Relationship discounts not applicable on promotional 3.50% APR quoted rate. Not available for refinances of an existing ViewPoint Bank auto loan.  |
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New or Used Recreational Vehicles (Motor Home & Travel Trailer) -
Models 2007 and newer
Annual Percentage Rates (APR) - As Low As
Actual APRs may vary and are subject to change based on individual credit, term, and collateral.
| Loan Type | New Purchase Rate As Low As | Term |
| Any Amount - up to 60 months | 7.49% | 12 to 60 Months |
| $10,001 - $50,000 - up to 120 months | 7.99% | 61 to 120 Months |
| Over $50,000 - up to 180 months | 8.49% | 61 to 180 Months |
New or Used Boats - Models 2007 and newer
Annual Percentage Rates (APR) - As Low As
Actual APRs may vary and are subject to change based on individual credit, term, and collateral.
| Loan Type | New Purchase Rate As Low As | Term |
| Any Amount - up to 60 Months | 7.49% | 12 to 60 Months |
| $10,001 to $50,000 - up to 120 Months | 7.99% | 61 to 120 Months |
| Over $50,001 - up to 180 Months | 8.49% | 61 to 180 Months |
New or Used Motorcycle, Jet Ski & ATV - Models 2007 and newer
Annual Percentage Rates (APR) - As Low As
Actual APRs may vary and are subject to change based on individual credit, term, and collateral.
| Loan Type | New Purchase Rate As Low As | Term |
| NEW | 7.99% | 12 to 60 Months |
| USED | 8.49% | 12 to 48 Months |
