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Rates - Checking / Savings / Money Market

APY is accurate as of 10/31/2014


The rates quoted below are variable rates and are subject to change any time after the account is open without notice. Fees could reduce the earnings on accounts. See the Account Disclosure for terms and conditions. APY = Annual Percentage Yield.

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Absolute Checking

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
Up to $25,0001.00%1.00%Daily BalanceMonthly
Above $25,000 to $100,0000.35%0.35%Daily BalanceMonthly
Over $100,0000.35%0.35%Daily BalanceMonthly

Rates are determined based on activity of the prior month. If requirements are met, the above rates are paid per balance tier. All non-qualifying accounts will earn 0.01% APY.

Money Market Checking

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
Over $49,9990.15%0.15%Daily BalanceMonthly
Above $19,999 but not exceeding $49,9990.10%0.10%Daily BalanceMonthly
Above $7,500 but not exceeding $19,9990.05%0.05%Daily BalanceMonthly
Up to but not exceeding $7,5000.02%0.02%Daily BalanceMonthly


Regular Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
$250 & Over0.05%0.05%Daily BalanceMonthly

Kid's Club Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
$100 & Over0.05%0.05%Daily BalanceMonthly

IRA Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
$250 & Over0.05%0.05%Daily BalanceMonthly

Money Market Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
Over $9,9990.15%0.15%Daily BalanceMonthly
Above $2,500 but not exceeding $9,9990.10%0.10%Daily BalanceMonthly

Ultimate Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
Over $25,000,000.010.35%0.35%Daily BalanceMonthly
At $5,000,000 but not exceeding $25,000,0000.50%0.50%Daily BalanceMonthly
Above $249,999 but not exceeding $4,999,9990.35%0.35%Daily BalanceMonthly
Above $49,999 but not exceeding $249,9990.30%0.30%Daily BalanceMonthly
Above $19,999 but not exceeding $49,9990.20%0.20%Daily BalanceMonthly
Above $9,999 but not exceeding $19,9990.15%0.15%Daily BalanceMonthly
At $5,000 but not exceeding $9,9990.10%0.10%Daily BalanceMonthly

This fund may be temporarily closed to new participants and/or deposits and transfers at the discretion of ViewPoint Bank.

IRA Ultimate Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
$1,000 & Over0.05%0.05%Daily BalanceMonthly

Platinum Premier Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
$100,000 & Over0.30%0.30%Daily BalanceMonthly

This fund may be temporarily closed to new participants and/or deposits and transfers at the discretion of ViewPoint Bank.

 

Each depositor is insured to at least $250,000 for interest bearing accounts.

 

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