| New and Used Automobiles and Trucks |
| Auto Terms |
| 2007 to 2008 - 48 months max. |
| 2009 to 2011 - 66 months max. |
| 2012 - 72 months max. |
|
72 month term requires a
minimum loan amount of $20,000
|
*Relationship discounts not
applicable on 3.50% APR
quoted rate. Not available for
refinances of an existing
ViewPoint Bank auto loan.
|
| |
LOAN TYPE |
TERM |
NEW PURCHASE RATE AS LOW AS |
REMARKS |
| |
Fixed Rate - (up to 100% of purchase price, MSRP or NADA Retail Value)
|
12 to 36 Months
|
3.50%*
|
|
| |
Fixed Rate - (up to 100% of purchase price, MSRP or NADA Retail Value)
|
37 to 48 Months
|
3.50%*
|
|
| |
Fixed Rate - (up to 100% of purchase price, MSRP or NADA Retail Value)
|
49 to 60 Months
|
3.50%*
|
|
| |
Longer terms available. Actual rate depends on credit, term, and collateral.
|
|
|
| New or Used Recreational Vehicles (Motor Home & Travel Trailer) - Models 2007 and newer |
| |
| |
LOAN TYPE |
TERM |
NEW PURCHASE RATE AS LOW AS |
| |
Any Amount - up to 60 months
|
12 to 60 Months
|
7.49%
|
| |
$10,001 - $50,000 - up to 120 months
|
61 to 120 Months
|
7.99%
|
| |
Over $50,000 - up to 180 months
|
61 to 180 Months
|
8.49%
|
|
|
| New or Used Boats - Models 2007 and newer |
| |
| |
LOAN TYPE |
TERM |
NEW PURCHASE RATE AS LOW AS |
| |
Any Amount - up to 60 Months
|
12 to 60 Months
|
7.49%
|
| |
$10,001 to $50,000 - up to 120 Months
|
61 to 120 Months
|
7.99%
|
| |
Over $50,001 - up to 180 Months
|
61 to 180 Months
|
8.49%
|
|
|
| New or Used Motorcycle, Jet Ski & ATV - Models 2007 and newer |
| |
| |
LOAN TYPE |
TERM |
NEW PURCHASE RATE AS LOW AS |
| |
NEW
|
12 to 60 Months
|
7.99%
|
| |
USED
|
12 to 48 Months
|
8.49%
|
|
|
|