Home Equity Department
2101 Custer Rd
Plano, TX 75075
 ViewPoint Bank 972-801-5800
800-578-9009 ext. 8004
fax 469-467-1085

Rates are effective as of 5/27/2010
All rates and terms subject to change without Notice
All rates quoted are Annual Percentage Rate (APR) - As Low As
Actual APRs may vary and are subject to change based on individual credit.

 We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Home Equity and Home Improvement - 1st Liens
TYPE AMOUNT APR TERM
Fixed $5,000 - $250,000 6.00% Up to 60 Months
Fixed $20,000 - $250,000 6.50% Up to 120 Months
Fixed $20,000 - $250,000 7.10% Up to 180 Months
Fixed $25,000 - $250,000 7.24% Up to 240 Months
Fixed $250,001 - $500,000 7.00%* 60 to 240 months

 

Home Equity and Home Improvement - 2nd Liens
TYPE AMOUNT APR TERM
Fixed $5,000 - $250,000 6.00% Up to 60 Months
Fixed $20,000 - $250,000 6.50%  Up to 120 Months 
Fixed $20,000 - $250,000 7.10% Up to 180 Months
Fixed $25,000 - $250,000 7.24% Up to 240 Months
Fixed $250,001 - $500,000 7.00%* 60 to 240 Months

 

Home Equity Line of Credit**
TYPE AMOUNT APR TERM
1st Lien $4,000 - $250,000 4.500% 10 year draw period/10 year repayment period
2nd Lien $4,000 - $250,000 4.500% 10 year draw period/10 year repayment period
Program Details Wall Street Journal PRIME on 12/17/08 is 3.25%. Floor rate is 4.50%.


* Depends on term contracted.
** Rate may increase after consummation.