Home Equity Department
2101 Custer Rd
Plano, TX 75075
 		 ViewPoint Bank 972-801-5800
800-578-9009 ext. 8004
fax 469-467-1085
 

 

Rates are effective as of 02/03/2012
All rates and terms subject to change without Notice
All rates quoted are:  

 Annual Percentage Rates (APR) (as low as)
 *Actual APRs may vary and are subject to change based on individual credit, term, and the loan amount.

 We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Home Equity and Home Improvement - 1st & 2nd Liens
TYPE AMOUNT APR TERM
   
Fixed $10,000 - $50,000 6.00%* Up to 60 Months
Fixed $50,001 - $250,000 6.00%* Up to 60 months
Fixed $10,000 - $50,000 7.00%* Up to 120 Months
Fixed $50,001 - $250,000 6.75%* Up to 120 months
Fixed $10,000 - $50,000 7.60%* Up to 180 Months
Fixed $50,001 - $250,000 7.30%* Up to 180 months
Fixed $25,000 - $50,000 8.25%* Up to 240 Months
Fixed $50,001 - $250,000 8.00%* Up to 240 months
Fixed $250,001 - $500,000 7.75%* 60 to 240 months


 

Unsecured Home Improvement Loan (NEW!)

TYPE AMOUNT APR TERM
Fixed $2,500 - $15,000 9.99%* Up to 60 Months

 

 

 Home Equity Line of Credit*

TYPE AMOUNT APR TERM
1st & 2nd Liens $10,000 - $250,000 4.75%** 10 year draw period/15 year repayment period
Program Details Wall Street Journal PRIME on 12/17/08 is 3.25%. Floor rate is 4.75%.

** Rate may increase after consummation.