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Rates - Home Equity / Home Improvement
Rates are effective as of 02/03/2012
Home Equity and Home Improvement - 1st Liens and 2nd Liens
All rates quoted are Annual Percentage Rates (APR) (as low as).
*Actual APRs may vary and are subject to change based on individual credit, term, and the loan amount.
| Loan Type | Loan Amount | Term | APR |
| As low as... | 6.00%* | ||
| Fixed | $10,000 - $50,000 | Up to 60 Months | 6.00%* |
| Fixed | $50,001 - $250,000 | Up to 60 months | 6.00%* |
| Fixed | $10,000 - $50,000 | Up to 120 Months | 7.00%* |
| Fixed | $50,001 - $250,000 | Up to 120 months | 6.75%* |
| Fixed | $10,000 - $50,000 | Up to 180 Months | 7.60%* |
| Fixed | $50,001 - $250,000 | Up to 180 months | 7.30%* |
| Fixed | $25,000 - $50,000 | Up to 240 Months | 8.25%* |
| Fixed | $50,001 - $250,000 | Up to 240 months | 8.00%* |
| Fixed | $250,001 - $500,000 | 60 to 240 months | 7.75%* |
Various fees or closing costs may apply, including title policy. Some loans have no closing costs.
No fees or closing costs on most loan amounts up to $100,000. 
Unsecured Home Improvement Loan (NEW!)
All rates quoted are Annual Percentage Rates (APR) (as low as).
*Actual APRs may vary and are subject to change based on individual credit, term, and the loan amount.
| Loan Type | Loan Amount | Term | APR |
| Fixed | $2,500 - $15,000 | Up to 60 Months | 9.99%* |
Home Equity Line of Credit
All rates quoted are Annual Percentage Rates (APR) (as low as).
**Actual APRs may vary and are subject to change based on individual credit, term, and the loan amount.
| Loan Type | Loan Amount | Term | APR |
| 1st & 2nd Liens | $10,000 - $250,000 | 10 year draw period/15 year repayment period | 4.75%** |
| Program Details | Wall Street Journal PRIME on 12/17/08 is 3.25%. Floor rate is 4.75%. |
**Rate may increase after consummation.
What is a HELOC? Click here to find out.
