CHECKING
|
Minimum to
earn APY
|
APY
|
Interest Rate
|
| Absolute Checking +++++ |
|
Up to $50,000 |
4.00% |
3.93% |
|
$50,000.01 to $100,000 |
1.75% |
1.74% |
|
Over $100,000 |
0.04% |
0.04% |
| Money Market Checking |
|
$50,000 & Over |
0.50% |
0.50% |
|
$20,000 to $49,999 |
0.50% |
0.50% |
|
$7,501 to $19,999 |
0.50% |
0.50% |
|
Up to $7500 |
0.10% |
0.10% |
| Private Client Money Market Checking ++++ |
|
$50,000 & Over |
0.75% |
0.75% |
|
$20,000 to $49,999 |
0.75% |
0.75% |
|
$7,501 to $19,000 |
0.75% |
0.75% |
|
Up to $7,500 |
0.35% |
0.35% |
| ViewPoint Checking ++++++ |
|
$5,000 & Over |
0.10% |
0.10% |
|
$1,500 to $4,999 |
0.10% |
0.10% |
| Interest paid monthly based on Daily Balance |
| +++++ Rates subject to change. APY=Annual Percentage Yield. APY tiered based on daily account balance. Dollars up to $50,000 - 4.00% APY; dollars $50,000.01 to $100,000 - 1.75%APY; dollars over $100,000 - 0.04% APY. For example, an account with a daily balance of $110,000 will earn 4.00% APY on $50,000; 1.75% APY on $50,000; and 0.04% on $10,000. Rates will be determined based on activity of the prior month. See the Account Disclosure for terms and conditions. |
| ++++ Combined deposit accounts of $250,000 or more and an active checking account is required. |
| ++++++ Closed to new participants. |
SAVINGS
|
Minimum to
earn APY
|
APY
|
Interest Rate
|
| Regular Savings |
|
$250 & Over |
0.30% |
0.30% |
| Kid's Club Savings |
|
$100 & Over |
0.30% |
0.30% |
| IRA Savings |
|
$250 & Over |
0.30% |
0.30% |
| Coverdell Education Savings |
|
$25 & Over |
0.30% |
0.30% |
Interest paid monthly based on Daily Balance
Fees could reduce the earnings on the account. |
|
MONEY MARKET
|
Minimum to
earn APY
|
APY
|
Interest Rate
|
| More Moolah Money Market + |
|
$7,500 to $1,000,000 |
1.20% |
1.19% |
| Money Market Savings |
|
$10,000 & Over |
0.50% |
0.50% |
|
$2,500 - $9,999 |
0.10% |
0.10% |
| Ultimate Savings |
|
$250,000 & Over |
1.00% |
1.00% |
|
$50,000 to $249,999 |
0.75% |
0.75% |
|
$20,000 to $49,999 |
0.50% |
0.50% |
|
$10,000 to $19,999 |
0.25% |
0.25% |
|
$5,000 to $9,999 |
0.10% |
0.10% |
| IRA Ultimate Savings |
|
$1,000 & Over |
0.30% |
0.30% |
| Premier Fund III ++ |
|
$50,000 & Over |
0.75% |
0.75% |
| Platinum Premier Fund +++ |
|
$100,000 & Over |
0.75% |
0.75% |
Interest paid monthly based on Daily Balance
+ Rates subject to change. APY = annual percentage yield. APY tiered based on account balance. $7,500 - $1,000,000 including interest = 1.20% APY. $1,000,001 - $2,499,999 including interest = 0.85% APY. $2,500,000 - $4,999,999 including interest = .95% APY. $5,000,000+ = 1.10% APY. $7,500 is the minimum deposit required to open this account. Should account fall below minimum opening deposit a monthly $15 fee will be assessed and rate reverts to current regular savings rate. Service charges and fees may reduce earnings in the account. See Account Disclosure for terms and conditions.
++ Interest rate will not have a floor.
+++ See Account Disclosure for terms and conditions.
The Ultimate Savings, Premier Fund III, and Platinum Premier Fund may be temporarily closed to new participants and/or deposits and transfers at the discretion of ViewPoint Bank.
|
**The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.**
|
The rates quoted are variable rates and are subject to change any time after the account is open without notice.
For more information call the ViewPoint Bank Contact Center at (972) 578-5000
|
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