ViewPoint Bank

APY is accurate as of: 02/03/2012
APY = Annual Percentage Yield
CHECKING
 
Minimum to earn APY

APY
Interest Rate
Absolute Checking
  Up to $25,000 2.00% 1.98%
  Above $25,000 to $100,000 0.10% 0.10%
  Over $100,000 0.10% 0.10%
Rates are determined based on activity of the prior month. If requirements are met, the above rates are paid per balance tier. All non-qualifying accounts will earn 0.03% APY.
Money Market Checking
  Over $49,999 0.05% 0.05%
  Above $19,999 but not exceeding $49,999 0.05% 0.05%
  Above $7,500 but not exceeding $19,999 0.05% 0.05%
  Up to but not exceeding $7,500 0.05% 0.05%
Private Client Money Market Checking
  Over $49,999 0.10% 0.10%
  Above $19,999 but not exceeding $49,999 0.10% 0.10%
  Above $7,500 but not exceeding $19,999 0.10% 0.10%
  Up to but not exceeding $7,500 0.10% 0.10%
Combined deposit accounts of $250,000 or more and an active checking account is required.
ViewPoint Checking
  Over $4,999 0.01% 0.01%
  Above $1,500 but not exceeding $4,999 0.01% 0.01%
Closed to new participants.
SAVINGS
 
Minimum to earn APY

APY
Interest Rate
Regular Savings
  $250 & Over 0.05% 0.05%
Kid's Club Savings
  $100 & Over 0.05% 0.05%
IRA Savings
  $250 & Over 0.05% 0.05%
Coverdell Education Savings
  $25 & Over 0.05% 0.05%

 
MONEY MARKET
 
Minimum to earn APY

APY
Interest Rate
More Moolah Money Market
  $7,500 and Over 0.20% 0.20%
Money Market Savings
  Over $9,999 0.10% 0.10%
  Above $2,500 but not exceeding $9,999 0.05% 0.05%
Ultimate Savings
  Over $249,999 0.20% 0.20%
  Above $49,999 but not exceeding $249,999 0.10% 0.10%
  Above $19,999 but not exceeding $49,999 0.10% 0.10%
  Above $9,999 but not exceeding $19,999 0.10% 0.10%
  Above $5,000 but not exceeding $9,999 0.10% 0.10%
IRA Ultimate Savings
  $1,000 & Over 0.05% 0.05%
Premier Fund III +
  $50,000 & Over 0.20% 0.20%
Platinum Premier Savings +
  $100,000 & Over 0.30% 0.30%
The Ultimate Savings, Premier Fund III, and Platinum Premier Savings may be temporarily closed to new participants and/or deposits and transfers at the discretion of ViewPoint Bank.
+ Interest rate will not have a floor.

 Federal Deposit Insurance Corporation

Each depositor is insured to at least $250,000 for interest bearing accounts.  Unlimited coverage for noninterest-bearing transaction accounts until December 31, 2012.

Interest paid monthly based on Daily Balance. Fees could reduce the earnings on the account. See the Account Disclosure for terms and conditions.
The rates quoted are variable rates and are subject to change any time after the account is open without notice.
For more information call the ViewPoint Bank Contact Center at (972) 578-5000.

ViewPoint Bank APY is accurate as of: 02/03/2012
APY = Annual Percentage Yield
CERTIFICATES OF DEPOSIT
   


 APY

Interest Rate
Regular Start-Up CD and IRA Start-Up CD ($100 minimum)
  12 Months 0.10% 0.10%
Coverdell Educational Savings CD ($100 minimum)
  12 Months 0.10% 0.10%
Regular CDs and IRA CDs ($1,000 Minimum)
  3 Months 0.05% 0.05%
  6 Months 0.15% 0.15%
  12 Months 0.25% 0.25%
  18 Months 0.45% 0.45%
  24 Months 0.50% 0.50%
  36 Months 0.60% 0.60%
  48 Months 0.75% 0.75%
  60 Months 1.20% 1.19%
Jumbo CDs and IRA Jumbo CDs ($100,000 Minimum)
    3 Months 0.05% 0.05%
  6 Months 0.15% 0.15%
  12 Months 0.25% 0.25%
  18 Months 0.45% 0.45%
  24 Months 0.50% 0.50%
  36 Months 0.60% 0.60%
  48 Months 0.75% 0.75%
  60 Months 1.20% 1.19%

3 to 5 month term - interest will be paid at maturity. 6 to 11 month term - interest will compound monthly and pay monthly. 12 to 60 month term - interest will compound quarterly and pay quarterly.

Rates are subject to change until the CD is opened. After the CD is opened the rate will not change until maturity. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.

For more information call the ViewPoint Bank Contact Center at (972) 578-5000.

 

 

 
 


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Federal Deposit Insurance Corporation

Each depositor is insured to at least $250,000 for interest bearing accounts.  Unlimited coverage for noninterest-bearing transaction accounts until December 31, 2012.
 

ViewPoint Bank APY is accurate as of: 02/03/2012
APY = Annual Percentage Yield
BUSINESS ACCOUNTS
 
Minimum to earn APY

APY
Interest Rate
Pinnacle Fund
  Over $249,999 0.20% 0.20%
  Above $99,999 but not exceeding $249,999 0.10% 0.10%
  Above $49,999 but not exceeding $99,999 0.10% 0.10%
  Above $19,999 but not exceeding $49,999 0.10% 0.10%
  Above $9,999 but not exceeding $19,999 0.10% 0.10%
  Above $2,500 but not exceeding $9,999 0.05% 0.05%
 
 
Minimum to earn APY

APY
Interest Rate
Business Money Market Account (More Moolah)
  $7,500 and Over 0.20% 0.20%
       
 
Minimum to earn APY

APY
Interest Rate
Business Savings
  $250 and Over 0.05% 0.05%

 

 

Interest paid monthly based on Daily Balance. Fees could reduce the earnings on the account. See the Account Disclosure for terms and conditions.

The rates quoted are variable rates and are subject to change any time after the account is open without notice.

For more information call the ViewPoint Bank Contact Center at (972) 578-5000.

Federal Deposit Insurance Corporation

Each depositor is insured to at least $250,000 for interest bearing accounts.  Unlimited coverage for noninterest-bearing transaction accounts until December 31, 2012.