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Rates - CDs / IRA / SEP
APY is accurate as of 11/06/2009
Rates are subject to change until the CD is opened. After the CD is opened the rate will not change until maturity. Fees could reduce the earnings on accounts. A penalty may be imposed for early withdrawal.
Regular Start-Up CD and IRA Start-Up CD ($100 minimum)
| Account Term | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
| 12 Months | 0.75% | 0.75% | Quarterly Compounding | Quarterly |
Coverdell Educational Savings CD ($100 minimum)
| Account Term | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
| 12 Months | 0.75% | 0.75% | Quarterly Compounding | Quarterly |
Regular CDs and IRA CDs ($1,000 Minimum)
| Account Term | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
| 3 Months | 0.60% | 0.60% | Simple Interest | At Maturity |
| 6 Months | 0.90% | 0.90% | Monthly Compound | Monthly |
| 12 Months | 1.05% | 1.05% | Quarterly Compound | Quarterly |
| 18 Months | 1.49% | 1.50% | Quarterly Compound | Quarterly |
| 24 Months | 2.13% | 2.15% | Quarterly Compound | Quarterly |
| 36 Months | 2.38% | 2.40% | Quarterly Compound | Quarterly |
| 48 Months | 2.48% | 2.50% | Quarterly Compound | Quarterly |
| 60 Months | 2.67% | 2.70% | Quarterly Compound | Quarterly |
Jumbo CDs and IRA Jumbo CDs ($100,000 Minimum)
| Account Term | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
| 3 Months | 0.70% | 0.70% | Simple Interest | At Maturity |
| 6 Months | 1.00% | 1.00% | Monthly Compound | Monthly |
| 12 Months | 1.15% | 1.15% | Quarterly Compound | Quarterly |
| 18 Months | 1.59% | 1.60% | Quarterly Compound | Quarterly |
| 24 Months | 2.23% | 2.25% | Quarterly Compound | Quarterly |
| 36 Months | 2.48% | 2.50% | Quarterly Compound | Quarterly |
| 48 Months | 2.575% | 2.60% | Quarterly Compound | Quarterly |
| 60 Months | 2.77% | 2.80% | Quarterly Compound | Quarterly |