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Rates - CDs / IRA / SEP

APY is accurate as of 07/23/2010


Rates are subject to change until the CD is opened. After the CD is opened the rate will not change until maturity. Fees could reduce the earnings on accounts. A penalty may be imposed for early withdrawal.

 


Regular Start-Up CD and IRA Start-Up CD ($100 minimum)

Account TermInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
12 Months0.75%0.75%Quarterly CompoundingQuarterly

Coverdell Educational Savings CD ($100 minimum)

Account TermInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
12 Months0.75%0.75%Quarterly CompoundingQuarterly

Regular CDs and IRA CDs ($1,000 Minimum)

Account TermInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
3 Months0.30%0.30%Simple InterestAt Maturity
6 Months0.50%0.50%Monthly CompoundMonthly
12 Months1.00%1.00%Quarterly CompoundQuarterly
18 Months1.00%1.00%Quarterly CompoundQuarterly
24 Months1.24%1.25%Quarterly CompoundQuarterly
36 Months1.69%1.70%Quarterly CompoundQuarterly
48 Months1.79%1.80%Quarterly CompoundQuarterly
60 Months2.28%2.30%Quarterly CompoundQuarterly

Jumbo CDs and IRA Jumbo CDs ($100,000 Minimum)

Account TermInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
3 Months0.40%0.40%Simple InterestAt Maturity
6 Months0.60%0.60%Monthly CompoundMonthly
12 Months1.10%1.10%Quarterly CompoundQuarterly
18 Months1.10%1.10%Quarterly CompoundQuarterly
24 Months1.34%1.35%Quarterly CompoundQuarterly
36 Months1.79%1.80%Quarterly CompoundQuarterly
48 Months1.89%1.90%Quarterly CompoundQuarterly
60 Months2.38%2.40%Quarterly CompoundQuarterly

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