Qwik Pay Frequently Asked Questions

Check vs. Electronic

Qwik Pay uses two methods to pay your bills. The system knows which companies, also known as payees, are set up to receive electronic payments and which payees prefer to receive an old-fashioned check. When you begin adding payees to your Qwik Pay account, the system will tell you which method your payees have chosen. If the payee still prefers a check, you'll be asked to provide a billing address. If the payee begins accepting electronic payments, it will tell the Qwik Pay system and your payment method will be automatically updated.

Due Date

The due date is the day you want the merchant to receive the payment. If the merchant accepts electronic payments, your account will be debited in 1 to 2 business days. If the merchant accepts payment by check, your account will be debited after the check clears, just as if you wrote a personal check. When you see the transaction clear your account, that is confirmation the merchant has received the payment.

The beauty of this system is that you can use Qwik Pay to set up your bill payments weeks or even months in advance. This flexibility provides a convenient way to pay your bills while you are on vacation or out-of-town.

Single vs. Recurring Payments

Qwik Pay offers two payment alternatives.

Manual payments allow you to select the amount you would like to pay and the send on date. Manual payments are typically used for bills that have different payment amounts each month or a variable due date. This is also the best option for anyone who wants to pay a bill at a different time each month or make a one-time payment.

Recurring payments are those with a fixed amount and due date each month. Many people choose a recurring payment for their car or mortgage payment. You select the amount and date you want once and the payment is made automatically each month.