Home Equity and Home Improvement Loans

Home Equity Loans

Flexibility. Super Rate. Easy Online Application. (What are you waiting for?)

• Rates as low as 5.75% APR¹
• Borrow up to 80% of your home's value
• No closing costs on first liens under $50,000²  
• No closing costs on second lien loans up to $100,000³
• Terms up to 240 months
• Interest may be tax deductible⁴  

Home Equity Line of Credit

Borrow now. Or borrow later. (Like a credit card, but better.)

• Borrow up to 50% of your home's value, not to exceed a CLTV of 80% when combined with your first mortgage
• No closing costs on first liens under $50,000²
• Withdraw as little as $4,000 at a time
• Interest may be tax deductible⁴

Oh...and we also offer Home Improvement Loans!

Contact a Loan Officer to learn more.

Ready to apply?

Click here to apply online.
 

1. APR = Annual Percentage Rate. Lowest rate includes .25% checking relationship discount. Up to 80% Combined Loan-to-Value (CLTV). Rates, APRs, terms, and conditions subject to change without notice. Normal credit standards apply. Subject to property valuation. Limited to one-to-four family units located in the state of Texas. Property insurance is required. Other restrictions on property may apply. Payment Example: $10,000 for 60 months at 5.75% APR = $192.17 per month. Rate quoted as of June 1, 2010. Rate subject to change without notice.
2. No closing costs to borrower on first liens under $50,000 with LTV of 50% or less. An appraisal and title policy may be required on first lien loans over $50,000 or first lien loans exceeding 50% LTV.
3. No closing costs to borrower on second lien loans up to $100,000. An appraisal and title policy may be required on second lien loans over $100,000.
4. Consult your tax advisor regarding the deductibility of interest.