Checking Account Options

All ViewPoint Checking Accounts come with:

Only $100 to open any checking account!¹

Add-ons Available:

• Bill Pay for only $6.95 per month
• ATM Package¹⁰ – $3 per month

Questions about Absolute Checking?

Click here to read our handy Q&A for more details.

(1) $100 minimum balance to open.
(2) Free for one year. Subject to limited availability at the following full-service banks: Addison, Allen, Carrollton, Coppell, East Plano, Flower Mound, Frisco, Garland, Grapevine, Lake Highlands, McKinney, North Carrollton, Richardson, West Allen, West Plano and West Richardson. Standard fees apply after one year from date of opening. See schedule of fees for service charges. Offer is non-transferable. Contents of safe deposit box are NOT INSURED by the FDIC.
(3) Fees apply. See schedule of fees for service charges.
(4) APY tiered. Check current deposit rate sheet for tiers and rates. Rates subject to change without notice.
(5) For Money Market Checking, at least one payment per month must be processed or the free bill pay account will revert to a regular bill pay account and be subject to a monthly service charge of $6.95. For Absolute Checking, at least one payment per month must be processed if account holder does NOT have direct deposit in order to earn highest APY; however, bill-pay account will not be subject to the monthly service charge of $6.95.
(6) Free ATMs refers to ViewPoint Bank ATM fees only. ATM owner may still charge fee.
(7) ViewPoint Bank Custom Checks only. Only one box of checks per order.
(8) Only one Absolute Checking allowed per primary owner. You must live in the state of Texas to be eligible for this account. In order to receive the highest APY, all of the following are required. Otherwise you will earn the lowest APY.  
     a. Receive Direct Deposit or use Qwik Pay to make one bill payment per month.
     b. Receive your monthly bank statements and notices on your account electronically through Online Banking.*
     c. Use your Absolute Checking Visa Check Card at least 15 times per month for purchases. Transactions must POST before 
        month-end.
Rates are determined based on the activity of the prior month. See Account Disclosure for terms and conditions.

*Statements: Once you sign up for online statements, you will receive a monthly email notification that your statement is ready for viewing through Online Banking. For security reasons, we require users to log in to Online Banking at least once every 6 months to continue receiving online statements.

(9) If there is no activity on this account as of the first day of the 6th month, the account will convert to a ViewPoint Checking account.
(10) Customers must sign a one-year commitment to pay $3 per month for the waiving of up to 10 offsite ViewPoint Bank ATM service charges per month for the first year of use. At the end of the first year, the customer can then go from month to month. Applies to ViewPoint Bank ATM fees only; ATM owner may still charge fee.

APY= Annual Percentage Yield.