Checking Account Options

All ViewPoint Checking Accounts come with:

Only $100 to open any checking account!¹

Add-ons Available:

• Bill Pay for only $6.95 per month
• ATM Package¹⁰ – $3 per month

Questions about Absolute Checking?

Click here to read our handy Q&A for more details.

Ready to get started?

Apply for your new checking account today.

(1) $100 minimum balance to open.
(2) Subject to limited availability at the following full-service banks (grocery store locations are excluded): Addison, Allen, Carrollton, Coppell, East Plano, Frisco, Garland, Grapevine, McKinney, Richardson, West Allen, West Plano and West Richardson. Standard fees apply after one year from date of opening. See schedule of fees for service charges. Offer is non-transferable. Contents of safe deposit boxes are NOT INSURED by the FDIC.
(3) A $2.00 per item overdraft transfer fee will be charged. We will charge you an Overdraft Privilege fee up to $35.00 each time we pay an overdraft. There is no limit on the total fees we can charge for overdrawing your account.
(4) APY tiered. Check current deposit rate sheet for tiers and rates. Rates subject to change without notice.
(5) For Money Market Checking, at least one payment per month must be processed or the free bill pay account will revert to a regular bill pay account and be subject to a monthly service charge of $6.95. For Absolute Checking, at least one payment per month must be processed if account holder does NOT have direct deposit in order to earn highest APY; however, bill-pay account will not be subject to the monthly service charge of $6.95.
(6) Free ATMs refers to ViewPoint Bank ATM fees only. ATM owner may still charge fee.
(7) ViewPoint Bank Custom Checks only. Only one box of checks per order.
(8) Only one Absolute Checking allowed per primary owner. You must live in the State of Texas in order to be eligible for this account. Account Requirements: (must be completed within the first full statement cycle): In order to receive the highest annual percentage yield all of the following is required, if all of these requirements are not met the lowest annual percentage yield will be paid on the entire account balance.  
     • direct deposit or actively use free online bill-pay (one payment per month must be processed)
     • receive your monthly bank statement and notices on your account electronically*
     • use your Absolute Checking Visa Check Card at least 15 times per month for purchases (the transactions must post before 
       month end)
Statements: *This account will receive a monthly statement electronically once you sign-up through Online Banking. A monthly e-mail notification will be sent to the e-mail address provided by you. Statements will be available online through Online Banking. For security reasons and our customer’s protection, we require you to log into online banking at least once every 6 months to continue receiving online statements.
Rates are determined based on the activity of the prior month. See Account Disclosure for terms and conditions.
(9) If there is no activity on this account as of the first day of the 6th month, the account will convert to a ViewPoint Checking account.
(10) Customers must sign a one-year commitment to pay $3 per month for the waiving of up to 10 offsite ViewPoint Bank ATM service charges per month for the first year of use. At the end of the first year, the customer can then go from month to month. Applies to ViewPoint Bank ATM fees only; ATM owner may still charge fee.

APY= Annual Percentage Yield.