It's different here. (Our checking is still FREE.)

Think the days of free checking are over? Think again! Absolute Checking comes with the usual freebies, plus some handy extras like free bill pay, free cash-back Purchase Rewards and free Finance Works money management software. Plus you can earn up to 2% APY on balances up to $25,000.

How does this sound?

• No monthly service charge. Really!
• No minimum balance to earn interest
• Unlimited ATM transactions²
• Free checks³ and a free Visa Check Card
• Free online banking with free bill-pay and email account alerts
• Free FinanceWorks™ powered by Quicken, an easy budgeting tool that helps make managing your finances easier.

Want to earn the highest interest rate?

• Receive direct deposit OR use Qwik Pay to make one bill payment per month
• Receive your statements and notices electronically through online banking
• Use your Absolute Checking Visa Check Card at least 15 times per month for normal everyday purchases

 
Oh, and it only takes $100 to open.

It's better than the usual checking account. It's also FREE. (Can you believe it?) Click here to read our handy FAQ for all the details.

1. APY=Annual Percentage Yield. Rates subject to change. In order to earn the highest APY, all of the following are required. Otherwise you will earn the lowest APY.

1. Receive Direct Deposit or use Qwik Pay to make one online bill payment per month.
2. Receive your monthly bank statements and notices on your account electronically. Statements will be available through Online Banking. (For security reasons, we require users to log in to Online Banking at least once every 6 months to continue receiving online statements.
3. Use your Absolute Checking Visa Check Card at least 15 times per month for purchases. Transactions must POST before month-end.

Rates are determined based on the activity of the prior month. For example, if you meet all the requirements in January, you will qualify to receive the highest APY in February. This interest will post to your account at the end of February and will be reflected in your February statement. If you do not meet the requirements in January, you will receive the lowest rate on your February statement.

If requirements are met, rates quoted as of January 3, 2012, were the following: 2% APY on $0 - $25,000; 0.10% APY on $25,000.01 - $100,000; and 0.10% APY on all deposits over $100,000. If requirements are NOT met, the rate is 0.03% APY.

2. Free ATMs refers to ViewPoint ATM fees only. ATM owner may still charge a fee.

3. ViewPoint Custom Checks only. One box of checks per order.

Only one account per primary owner. You must live in the State of Texas in order to be eligible for this account.