How does this sound?

• No monthly service charge
• No minimum balance to earn interest
• Unlimited ATM transactions ²
• Free checks ³ and a free Visa® Check Card
• Free online banking with free bill-pay and e-mail account alerts
• Free FinanceWorks powered by Quicken®, an easy budgeting tool only available to Absolute Checking customers. Managing your finances just got easier.

To earn the highest interest rate:

• Sign up for direct deposit OR actively use free online bill-pay ⁴
• Sign up for online statements
• Use your Absolute Checking Visa Check Card at least 15 times per month for purchases

Oh, and it only takes $100 to open. Interested? Click here to apply for your new ABSOLUTE CHECKING.

(1) APY=Annual Percentage Yield. Rates subject to change. In order to receive the highest APY, all of the following is required: (a) Receive Direct Deposit OR actively use free online bill pay (one payment per month must be processed); (b) Receive your monthly bank statement and notices on your account electronically; AND (c) Use your Absolute Checking Visa Check Card at least 15 times per month for purchases. Transactions must post before month end. If all requirements are not met, the lowest APY will be paid on the entire account balance. Rates are determined based on the activity of the prior month. If requirements are met, rates quoted as of February 12, 2010, were the following: 4% APY on $0 - $50,000; 1.75% APY on dollars over $50,000 and up to $100,000; 0.04% APY on all deposits over $100,000 and non-qualifying accounts. $100 minimum opening deposit required. Only one Absolute Checking allowed per primary owner. See Account Disclosure for terms and conditions. (2) Free ATMs refers to ViewPoint Bank ATM fees only. ATM owner may still charge fee. (3) ViewPoint Custom Checks only. One box of checks per order. (4) Bill pay considered active when at least one payment is processed per month.