Fraud Management Services

Debit Blocking Options

ViewPoint Bank offers low-cost specialized services to help your company manage the risk associated with unauthorized electronic debit and check transactions. These services provide a safeguard for your business checking account, reducing fraud, errors and the risk of monetary loss.

Electronic ACH Debit Block

Protect your business from the threat of unauthorized Automated Clearing House (ACH) debits. The ACH Debit Block Service will only allow transactions authorized by you to post to your account. You can also choose to block all ACH debits if you are using the account for deposits only, or have no plans to authorize ACH transactions.

Features and benefits:

• The service returns all ACH debits from unauthorized originators 
• You can add and delete authorized originators at any time

Check Debit Block

This add-on service to the ACH Debit Block prevents checks from posting to your business checking account—a necessity if you have a deposit-only account.

Why do you need this? As you may know, business accounts are not afforded the same rights as consumer accounts when it comes to fraudulent transactions. With a business account, you only have 24 hours to report an unauthorized transaction; once that deadline passes, the chances of recovering your funds are diminished and possibly unlikely.

While we employ various security tools to protect your account on our end, cyber thieves are becoming more sophisticated in their methods, hacking personal computers and various third-parties.

Add additional protection to your account today. Call Treasury Management at 972-801-5884.

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